Our agency also offers a wide range of insurance services including Auto Insurance, Home Insurance, Life Insurance, Health Insurance, Business Insurance, Farm Insurance, and many other insurance products.

As a local independent insurance agency, we provide the customer service and communication you won’t find from larger agencies.

We represent Safeco, State Auto, Foremost, Metlife, Liberty Mutual, Travelers, and Progressive, as well as many other A+ rated insurance companies.

Call us today and we will make sure you’re getting the best rate combined with 100% customer service satisfaction.

Best Coverage For Your Insurance Dollar

When it comes to insurance, you’ve got options and we can help! You can spend hours on the phone or internet searching for the best brand and coverage OR you can spend a few minutes and let us do the shopping for you.

We are an independent agency. We don’t just work with one company; we represent many top carriers so we can customize an insurance policy that will fit your needs and wallet. Our technology allows us to instantly compare rates of competing insurance companies to not only save you money, but ensure you are getting the best coverage for your insurance dollar.

Meet the Staff

Rachel Perry

With over 25 years of insurance experience, my journey began at Jeff Kendrick State Farm, where I developed a deep appreciation for the power of protection and peace of mind. After stepping away to raise my three wonderful children—Sophie, Ella, and Slade—I always knew I’d return to the industry I love. That passion led me to open my own independent agency, where I now have the privilege of representing many trusted insurance companies. This allows me to offer my clients tailored coverage at the most competitive prices.

I’ve been happily married to my husband, Hunter, for 25 years, and together we’ve built a life centered on family, service, and integrity. Helping people protect what matters most is not just my job—it’s my calling.

Lucy Garcia

"I'm a native East Texan who has been licensed for over 15 years. I started my career as a receptionist for an insurance office and quickly learned the ropes and moved on to getting my licenses. I have life, health, and property licenses so I can help you with all your insurance needs. I am very knowledgeable in all types of insurance and can advise you on what is the best coverage for your needs. I am fluent in Spanish and love spending time with my family."

Shelby Toner

I’m the receptionist at RPI and truly enjoy helping our customers with all their needs. A lifelong resident of Nacogdoches, I love being involved in the community and supporting local events. Outside of work, I spend my time with my wonderful husband, our three cats, and one dog—they make every day a little more fun!

Angelena Russell

I'm a native of Nacogdoches and have lived in East Texas my entire life. I have been licensed for over 10 years, but have worked in various forms of insurance since 2009. I worked for Charles Poland until 2011, Bailey McLain Insurance until Bailey's retirement in 2025 and then became a team member of Rachel Perry Insurance. I am married to Erick Russell, of the Central Heights area, and have three children, Taylar, Sawyer and Catherine. During my off hours you can usually find me spending time with family or at various church and community events. 

Natalie Lusk

I’ve spent the last 10 years in the insurance industry, and what began as a simple job opportunity has turned into a career I’m truly passionate about. I was raised in Shelby County and still live there with my husband of 16 years and our two daughters. Over the years, I've gained a wealth of experience and knowledge in the insurance field, and I’m proud to be part of a team that helps our clients protect what matters most to them. I’ve always valued the relationships I’ve built with clients and colleagues alike, and I’m dedicated to making sure each person I work with feels heard, supported, and informed.